HCIT Market Access with PIIAC

As a member of PIIAC, you will have access to HCIT, a Flood, Earthquake, and Landslide policy, that was established in 1975, and has provided catastrophe insurance protection for these types of losses that aren’t generally covered by standard homeowners policies.

HCIT: How It’s Different

The HCIT program is insured 100% by underwriters at Lloyd’s of London.  No quoting is necessary. The premium table is located on the front of the application.  It includes all applicable policy and state surplus lines tax and fees along with the premium cost located to the right of the replacement cost of the dwelling.

Up to 1 million in coverage

No elevation certificates or flood CE required

Options for 5% and 1% deductible (1% is if the mortgagee requested it)

10 day waiting period that can shortened to 5 days

Policy will automatically renew

How do I get access?

Please complete the application most suiting to you along with the addendum. Submit the completed application and addendum to Heidi Willies at heidiw@trustcoinc.com. If you have any immediate questions, you can reach her at (801) 912 – 0605.

 Recent Articles

PIIAC Emerging Leaders Doing Things!

PIIAC Emerging Leaders Doing Things!

PIIAC’s Emerging Leaders hosted a Cornhole Tournament on November 14, 2019 at the PIIAC office.  We had over 60 people attend the tournament! The winners of the tournament were Dustin Nichols with Lakeside Insurance Center in Arvada and Rafi Najeeb with Insurance Town...

read more
What Members Need to Know

What Members Need to Know

Trusted Choice, TrustedChoice.com and Agency Nation “Like a good neighbor…”, “You’re in good hands…”, “You can save 15% in 15 minutes.” Each year exclusive and direct carriers spend billions in advertising and branding initiatives vying for a bigger share of the over...

read more