HCIT logo

HCIT Market Access with PIIAC

As a member of PIIAC, you will have access to HCIT, a Flood, Earthquake, and Landslide policy, that was established in 1975, and has provided catastrophe insurance protection for these types of losses that aren’t generally covered by standard homeowners policies.

HCIT: How It’s Different

The HCIT program is insured 100% by underwriters at Lloyd’s of London.  No quoting is necessary. The premium table is located on the front of the application.  It includes all applicable policy and state surplus lines tax and fees along with the premium cost located to the right of the replacement cost of the dwelling.

Up to 1 million in coverage

No elevation certificates or flood CE required

Options for 5% and 1% deductible (1% is if the mortgagee requested it)

10 day waiting period that can shortened to 5 days

Policy will automatically renew

How do I get access?

Please complete the application most suiting to you along with the addendum. Submit the completed application and addendum to Heidi Willies at heidiw@trustcoinc.com. If you have any immediate questions, you can reach her at (801) 912 – 0605.

Man teaching course in a classroom

 Recent Articles

What will work look like?

What will work look like?

2020 HAS TESTED ALL OF US both personally and professionally. We have had to adapt to a world that is different than any other time in our lives. COVID-19 has forced a lot of us to adapt to a new normal, a new way of doing business and a new way of meeting our clients’ needs.

read more
Your Remote Hiring Plan

Your Remote Hiring Plan

In-house hiring practices don’t often translate to hiring employees that will work remotely. What modifications do you need to make to your hiring process? By Sharon Emek, Ph.D., CIC By all accounts, the pandemic-related work-from-home business model is here to stay,...

read more
Preventing Employee Burnout at Your Agency

Preventing Employee Burnout at Your Agency

When I used to travel around reviewing agent offices, I often encountered burned-out employees.  Interestingly, they were often low-performing team members in underperforming agencies. I'd go to another office and find highly engaged and productive team members in...

read more