RLI Home Business & Personal Umbrella Policy Access with PIIAC
As a member of PIIAC you have access to the RLI Home Business Program and to the RLI Personal Umbrella Program.
RLI Home Business Benefits
RLI’s In-Home Business Policy (BOP) is designed for small businesses that are operated out of a person’s home. An individual may find it difficult to find appropriate and affordable insurance through a conventional commercial lines approach. Yet, the homeowner’s policy on the residence normally excludes any liability arising from “business pursuits.” This product is specifically targeted for small retail and service businesses operated from the insured’s residence that present minimal product liability, professional liability, and/or off-premises exposure.
No access fees
No minimum volume requirements
Ownership of expirations
RLI Personal Umbrella Policy Benefits
The RLI Personal Umbrella Policy (PUP) is an unsupported umbrella policy written in the standard market. It does not require that underlying policies be underwritten by RLI. The RLI PUP will cover operation of most motor vehicles and small watercraft, incidents involving any property covered by the basic homeowners policy, and incidents alleging slander, libel, defamation of character, invasions of privacy, and false arrest.
Available Resources:
RLI vs Competition
Limits up to $5 million available ($1M in NM)
Excess UM/UIM available in all states.
The insured can keep their current homeowner/auto insurer
New drivers accepted – no age limit on drivers
Up to one DWI/DUI per household allowed
250/500/50 auto limits accepted for many households
Competitive, low premiums for increased limits of liability
Simple, self-underwriting application that lets you know immediately if the insured is accepted
E-signature and online payment options
How do I get access?
Please contact PIIAC for information about the appointment process. To get started, visit the RLI login portal for both BOP and PUP application and rates.
To receive your commissions via direct deposit, complete the Direct Deposit Request form and return it to accounting@piiac.com. Commission statements will be sent via email.
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