RLI Home Business & Personal Umbrella Policy Access with PIIAC
As a member of PIIAC you have access to the RLI Home Business Program and to the RLI Personal Umbrella Program.
RLI Home Business Benefits
RLI’s In-Home Business Policy (BOP) is designed for small businesses that are operated out of a person’s home. An individual may find it difficult to find appropriate and affordable insurance through a conventional commercial lines approach. Yet, the homeowner’s policy on the residence normally excludes any liability arising from “business pursuits.” This product is specifically targeted for small retail and service businesses operated from the insured’s residence that present minimal product liability, professional liability, and/or off-premises exposure.
No access fees
No minimum volume requirements
Ownership of expirations
RLI Personal Umbrella Policy Benefits
The RLI Personal Umbrella Policy (PUP) is an unsupported umbrella policy written in the standard market. It does not require that underlying policies be underwritten by RLI. The RLI PUP will cover operation of most motor vehicles and small watercraft, incidents involving any property covered by the basic homeowners policy, and incidents alleging slander, libel, defamation of character, invasions of privacy, and false arrest.
Available Resources: Quick Quote Tool
Stand-Alone Personal Umbrella Application
No access fees
No minimum volume requirements
Ownership of expirations
Signatures and payments can now be collected electronically
How do I get access?
Please contact PIIAC for information about the appointment process. To get started, visit the RLI login portal for both BOP and PUP application and rates.
To receive your commissions via direct deposit, complete the Direct Deposit Request form and return it to accounting@piiac.com. Commission statements will be sent via email.
Recent Articles
A Guide to Profit and Loss Statements for Independent Insurance Agents
Having an independent insurance agency is about more than just finding the right policies for your clients. It's also about running a successful business and achieving your goals. Having accurate and organized profit and loss statements not only helps you see the...
Deal Dynamics: Identifying an Acquisition to Add the Most Value to Your Agency
After record activity in 2021, the number of independent insurance agency and broker mergers & acquisitions returned to pre-pandemic levels in the first half of 2023, according to OPTIS Partners. The boom in activity between 2020 and 2021 was driven largely...
The Legislative Process – We All Need to Be Involved
WITH THE RECENT CLOSING OF THE 2023 Colorado Legislative Session on May 6, 2023, we will look back at this year’s session as one of the more active years that PIIAC has had in recent memory. We saw a bill this year on underinsurance (HB-1174); a bill to create a...