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RLI Home Business & Personal Umbrella Policy Access with PIIAC

As a member of PIIAC you have access to the RLI Home Business Program and to the RLI Personal Umbrella Program.

RLI Home Business Benefits

RLI’s In-Home Business Policy (BOP)​ is designed for small businesses that are operated out of a person’s home.  An individual may find it difficult to find appropriate and affordable insurance through a conventional commercial lines approach. Yet, the homeowner’s policy on the residence normally excludes any liability arising from “business pursuits.” This product is specifically targeted for small retail and service businesses operated from the insured’s residence that present minimal product liability, professional liability, and/or off-premises exposure.

No access fees

No minimum volume requirements

Ownership of expirations

RLI Personal Umbrella Policy Benefits

The RLI Personal Umbrella Policy (PUP) is an unsupported umbrella policy written in the standard market.  It does not require that underlying policies be underwritten by RLI.   The RLI PUP will cover operation of most motor vehicles and small watercraft, incidents involving any property covered by the basic homeowners policy, and incidents alleging slander, libel, defamation of character, invasions of privacy, and false arrest. 

Available Resources: Quick Quote Tool
Stand-Alone Personal Umbrella Application

No access fees

No minimum volume requirements

Ownership of expirations

Signatures and payments can now be collected electronically

How do I get access?

Please contact PIIAC for information about the appointment process.  To get started, visit the RLI login portal for both BOP and PUP application and rates.

To receive your commissions via direct deposit, complete the Direct Deposit Request form and return to info@piiac.com. Commission statements will be                  sent via email.

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