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Affluent Homeowners Access with PIIAC

As a member of PIIAC, you will have access to homeowner policies with Chubb Masterpiece® & AIG coverage.

Chubb Masterpiece® Benefits

Coverage is available for stand-alone lines or package coverage as determined by underwriting and company requirements. Each homeowner risk receives a complimentary, in-depth appraisal to verify your insureds are properly covered. All policies are direct bill to the insured. The minimum deductible is $1000 and risks with prior losses will be considered based upon the merits of the account.

Replacement cost on contents & extended replacement on home

Total loss settlement option

Lock replacement coverage

Water/Sewer back up coverage

Credit Card/Bank coverage up to $10,000

Business property coverage on premises up to $10,000

Unlimited ordinance and law coverage

Unscheduled jewelry coverage up to $5000, silver coverage up to $7500

Identity fraud included

AIG Homeowners Coverage

Coverage is available for $1M or more.
Primary Condos, Co-ops, and Tenants will require a minimum Coverage C of $500,000. With a policy, insureds will get guaranteed replacement cost, replacement cost cash out with business property coverage up to $25,000 and deductible options up to $100,000. Clients will also have coverage of sewers and drains, lock replacement and even food spoilage. There are many more coverage options available for insureds.

Primary flood

Equipment breakdown

Identity fraud restoration expenses, ATM robbery, and financial fraud, embezzlement or forgery

Traumatic threat or event recovery

Green rebuilding expenses

Waiver of deductible on losses over $50,000

Loss prevention devices following a claim –  up to $2,500 available

How do I get access?

To get started with these affluent homeowners products, start quoting through Big “I” Markets.  See resources on how to register and quote with Big “I” Markets below.

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