Industry-accepted ISO HO3-special form modified to tailor coverage for unique exposures for non-standard homeowner, rental dwelling and unsupported secondary dwelling. Vacant dwelling uses DP3 coverage form
Minimum premium of $1,000 for non-standard homeowner, rental dwelling, vacant dwelling and unsupported secondary dwelling
ISO HO4-Tenant form for condominium unit owners/renters
Minimum premium of $500 for condominium unit owners/renters
Coverage contents, loss of use liability and med pay available for condominium unit owners/renters
How do I get access?
To get started, start quoting through Big “I” Markets. See resources on how to register and quote with Big “I” Markets below.
I interviewed and joined the PIIAC board a little over seven years ago. I never expected to give this much of my time, but I must admit that I have gained more than I’ve given. My 36 years in the insurance industry include over 26 years working at a regional captive insurer. 2012 was the year I decided to join the ranks of independent agents. Prior to becoming an independent agent, I had met Barbara Fidler who was the CEO of PIIAC for many years. Joining PIIAC was an easy decision and pathway to meeting people in the independent channel.
GETTING INVOLVED IN THE INDUSTRY YOU work in can be difficult. The last two or so years have made it even more difficult than ever. A lot of people are now working either remotely or in some type of hybrid environment.
Risk Rating 2.0, FEMA’s new pricing methodology for the NFIP has been in place since Oct. 1, 2021. However, there is a significant change in agent responsibilities beginning with policies renewing on or after April 1, 2022.