Habitational and Non-Standard Homeowners Market Access with PIIAC
As a member of PIIAC, you will have the ability to access homeowners insurance for non-traditional dwellings.
Habitational and Non-Standard Homeowners Coverage Highlights and Availability
Habitational and Non-Standard policies offer coverage for non-standard property risks. Deductibles are flexible and both ISO standard endorsements and customized endorsements are available.
Industry-accepted ISO HO3-special form modified to tailor coverage for unique exposures for non-standard homeowner, rental dwelling and unsupported secondary dwelling. Vacant dwelling uses DP3 coverage form
Minimum premium of $1,000 for non-standard homeowner, rental dwelling, vacant dwelling and unsupported secondary dwelling
ISO HO4-Tenant form for condominium unit owners/renters
Minimum premium of $500 for condominium unit owners/renters
Coverage contents, loss of use liability and med pay available for condominium unit owners/renters
How do I get access?
To get started, start quoting through Big “I” Markets. See resources on how to register and quote with Big “I” Markets below.
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