Habitational and Non-Standard Homeowners Market Access with PIIAC
As a member of PIIAC, you will have the ability to access homeowners insurance for non-traditional dwellings.
Habitational and Non-Standard Homeowners Coverage Highlights and Availability
Habitational and Non-Standard policies offer coverage for non-standard property risks. Deductibles are flexible and both ISO standard endorsements and customized endorsements are available.
Industry-accepted ISO HO3-special form modified to tailor coverage for unique exposures for non-standard homeowner, rental dwelling and unsupported secondary dwelling. Vacant dwelling uses DP3 coverage form
Minimum premium of $1,000 for non-standard homeowner, rental dwelling, vacant dwelling and unsupported secondary dwelling
ISO HO4-Tenant form for condominium unit owners/renters
Minimum premium of $500 for condominium unit owners/renters
Coverage contents, loss of use liability and med pay available for condominium unit owners/renters
How do I get access?
To get started, start quoting through Big “I” Markets. See resources on how to register and quote with Big “I” Markets below.
Recent Articles
PIIAC Has a Lot to Look Forward to in 2023
We are seeing a changing landscape and continually seeing changes that are impacting the way our member agencies do business. We continue to evaluate our offerings and resources that PIIAC provides and will continually add new resources and benefits for the betterment of our members.
Givers Gain
I interviewed and joined the PIIAC board a little over seven years ago. I never expected to give this much of my time, but I must admit that I have gained more than I’ve given. My 36 years in the insurance industry include over 26 years working at a regional captive insurer. 2012 was the year I decided to join the ranks of independent agents. Prior to becoming an independent agent, I had met Barbara Fidler who was the CEO of PIIAC for many years. Joining PIIAC was an easy decision and pathway to meeting people in the independent channel.
Agency Development
I USUALLY USE THIS SPACE TO talk about the great things we are doing and what is happening in the industry, however, this time I am going to talk about something that I know resonates with everyone.