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Habitational and Non-Standard Homeowners Market Access with PIIAC

As a member of PIIAC, you will have the ability to access homeowners insurance for non-traditional dwellings.

Habitational and Non-Standard Homeowners Coverage Highlights and Availability

Habitational and Non-Standard policies offer coverage for non-standard property risks.  Deductibles are flexible and both ISO standard endorsements and customized endorsements are available. 

Industry-accepted ISO HO3-special form modified to tailor coverage for unique exposures for non-standard homeowner, rental dwelling and unsupported secondary dwelling.  Vacant dwelling uses DP3 coverage form

Minimum premium of $1,000 for non-standard homeowner, rental dwelling, vacant dwelling and unsupported secondary dwelling

ISO HO4-Tenant form for condominium unit owners/renters

Minimum premium of $500 for condominium unit owners/renters

Coverage contents, loss of use liability and med pay available for condominium unit owners/renters

How do I get access?

To get started, start quoting through Big “I” Markets.  See resources on how to register and quote with Big “I” Markets below.

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