Habitational and Non-Standard Homeowners Market Access with PIIAC

As a member of PIIAC, you will have the ability to access homeowners insurance for non-traditional dwellings.

Habitational and Non-Standard Homeowners Coverage Highlights and Availability

Habitational and Non-Standard policies offer coverage for non-standard property risks.  Deductibles are flexible and both ISO standard endorsements and customized endorsements are available. 

Industry-accepted ISO HO3-special form modified to tailor coverage for unique exposures for non-standard homeowner, rental dwelling and unsupported secondary dwelling.  Vacant dwelling uses DP3 coverage form

Minimum premium of $1,000 for non-standard homeowner, rental dwelling, vacant dwelling and unsupported secondary dwelling

ISO HO4-Tenant form for condominium unit owners/renters

Minimum premium of $500 for condominium unit owners/renters

Coverage contents, loss of use liability and med pay available for condominium unit owners/renters

How do I get access?

To get started, start quoting through Big “I” Markets.  See resources on how to register and quote with Big “I” Markets below.

 Recent Articles

PIIAC Emerging Leaders Doing Things!

PIIAC Emerging Leaders Doing Things!

PIIAC’s Emerging Leaders hosted a Cornhole Tournament on November 14, 2019 at the PIIAC office.  We had over 60 people attend the tournament! The winners of the tournament were Dustin Nichols with Lakeside Insurance Center in Arvada and Rafi Najeeb with Insurance Town...

read more
What Members Need to Know

What Members Need to Know

Trusted Choice, TrustedChoice.com and Agency Nation “Like a good neighbor…”, “You’re in good hands…”, “You can save 15% in 15 minutes.” Each year exclusive and direct carriers spend billions in advertising and branding initiatives vying for a bigger share of the over...

read more