Habitational and Non-Standard Homeowners Market Access with PIIAC
As a member of PIIAC, you will have the ability to access homeowners insurance for non-traditional dwellings.
Habitational and Non-Standard Homeowners Coverage Highlights and Availability
Habitational and Non-Standard policies offer coverage for non-standard property risks. Deductibles are flexible and both ISO standard endorsements and customized endorsements are available.
Industry-accepted ISO HO3-special form modified to tailor coverage for unique exposures for non-standard homeowner, rental dwelling and unsupported secondary dwelling. Vacant dwelling uses DP3 coverage form
Minimum premium of $1,000 for non-standard homeowner, rental dwelling, vacant dwelling and unsupported secondary dwelling
ISO HO4-Tenant form for condominium unit owners/renters
Minimum premium of $500 for condominium unit owners/renters
Coverage contents, loss of use liability and med pay available for condominium unit owners/renters
How do I get access?
To get started, start quoting through Big “I” Markets. See resources on how to register and quote with Big “I” Markets below.
Recent Articles
PIIAC Earns the Diamond 2023 Excellence in Insurance Education Award
PIIAC has been awarded the Diamond Level Excellence in Insurance Education Award from the Big “I”. The EIE awards celebrate and recognize state associations and staff who have made significant contributions to education for their members and the industry in the key...
The Legislative Process – We All Need to Be Involved
WITH THE RECENT CLOSING OF THE 2023 Colorado Legislative Session on May 6, 2023, we will look back at this year’s session as one of the more active years that PIIAC has had in recent memory. We saw a bill this year on underinsurance (HB-1174); a bill to create a...
PIIAC Has a Lot to Look Forward to in 2023
We are seeing a changing landscape and continually seeing changes that are impacting the way our member agencies do business. We continue to evaluate our offerings and resources that PIIAC provides and will continually add new resources and benefits for the betterment of our members.