Habitational and Non-Standard Homeowners Market Access with PIIAC
As a member of PIIAC, you will have the ability to access homeowners insurance for non-traditional dwellings.
Habitational and Non-Standard Homeowners Coverage Highlights and Availability
Habitational and Non-Standard policies offer coverage for non-standard property risks. Deductibles are flexible and both ISO standard endorsements and customized endorsements are available.
Industry-accepted ISO HO3-special form modified to tailor coverage for unique exposures for non-standard homeowner, rental dwelling and unsupported secondary dwelling. Vacant dwelling uses DP3 coverage form
Minimum premium of $1,000 for non-standard homeowner, rental dwelling, vacant dwelling and unsupported secondary dwelling
ISO HO4-Tenant form for condominium unit owners/renters
Minimum premium of $500 for condominium unit owners/renters
Coverage contents, loss of use liability and med pay available for condominium unit owners/renters
How do I get access?
To get started, start quoting through Big “I” Markets. See resources on how to register and quote with Big “I” Markets below.
Recent Articles
Do you have a book of business with NFIP?
Neptune sent out an email recently explaining that NFIP estimates that 77% of policyholders will see a premium increase.
The Future Is Now
AS WE MOVE INTO SPRING, ARE we starting to see the light at the end of the COVID-19 tunnel? I certainly hope we are. Independent agents are known for their desire to engage, engage their clients, their peers, and their community. Here is to hoping that all of that is just around the corner.
Adapting and Evolving in a Changing World
We have seen more change in 2020 than we have in any year in a very long time. I have been chatting with members and the word I keep hearing is “adapting.” Talking to members and hearing things like “We have had to adapt, but we are more fortunate than most.”